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Panelists at the upcoming BAI Payments Connect say the fragmented P2P market needs to evolve to a bank-centric model.
Treating tablets as more than just giant cell phones and delivering greater functionality tailored to them will drive broader consumer adoption.
To win in payments, financial institutions need to partner with nonbanks and make multiple technology bets, says Bank of America executive David Godsman.
Although remote deposit capture (RDC) for commercial use has soared in recent years, banks remain cautious about offering the service to consumers. Mobile RDC should revise that outlook.
Innovative business models are a necessity for banks to thrive in mobile commerce, but this requires value innovation rather than simply following the herd.
To improve their value for customers and shareholders in 2012, bankers need to avoid distractions such as replacing debit card fees and moving too soon on mobile commerce.