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Innovation starts by redefining the competitive battleground, a la Apple. Are banks up to the challenge?
New data visualization technology is enabling banks to capitalize on payments data that has historically been hidden away in databases and spreadsheets.
Given increasing fraud threats, U.S. retailers need to begin now to transition to EMV chip-and-PIN card acceptance.
Panelists at the upcoming BAI Payments Connect say the fragmented P2P market needs to evolve to a bank-centric model.
Moving to same-day ACH in the U.S. will cost banks on the front end but will lead to margin improvement over the long term.
Treating tablets as more than just giant cell phones and delivering greater functionality tailored to them will drive broader consumer adoption.