BAI is a financial services association and leading industry partner for breakthrough information and intelligence. We have deep expertise in retail banking, payments, and regulatory compliance and offer a wide depth of products and services for banks and credit unions such conferences and events like BAI Retail Delivery, bank research and bank benchmarking programs, and bank and credit union compliance training.
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BAI Banking Strategies Executive Report
| Following a difficult 2011, banks face changing profitability dynamics and extensive regulatory changes. How will the industry handle these challenges in 2012?
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Insights for the Financial Services Industry 
When Alternative Payments Become Disruptive
The payments landscape is shifting so dramatically that many anticipate bank payment revenue streams may shrink by more than $1 billion in interchange next year due to increasing acceptance of online alternative payments. Institutions of all sizes can level the playing field by understanding “alternative” payments and how they might threaten, or provide opportunities for bank payments strategies. Discover how to incorporate alternatives into your profitable payments strategy at BAI Payments Connect 2012
BAI Dodd-Frank Tools & Resources
The Dodd-Frank Act has broad and deep implications that touch every corner of the financial services industry. The rigorous standards and supervision of the Dodd-Frank Act add a new complexity to the compliance function for all institutions.
To help keep you abreast of these sweeping regulatory changes, please take advantage of the various BAI tools and resources designed to help prepare your organization for the upcoming regulations.
Featured Article
Risk Assessment for Mortgage Servicers
CATHERINE M. BROWN
Continuing regulatory scrutiny should drive banks to perform comprehensive risk assessments on their mortgage servicing operations.
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From BAI Banking Strategies Daily
Discover Financial said a federal probe into the credit card issuer's marketing practices may hurt net income.
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Prepaid card company Green Dot's fourth-quarter net income rose 76 percent from a year earlier to $14.0 million, the prepaid card company said on Thursday.
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With the Federal Reserve saying that near-zero interest rates may continue until late 2014, banks are worried that their profits will continue to be crimped.
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